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I just moved to Hangzhou, and need to open a bank account. I read through all the past forums/topics on this, and most post were years ago. Just wanted to see if any opinions have changed. (Seems like ICBC is most people's favorite.) My situation - I have a Bank of America account in the USA. - Bank of America has some type of partnership with CCB, but I don't know what the benefits are other then reduced ATM fees. Fees that I think would go away once I open a bank account and use that bank's ATMs anyways. - My landlord here in Hangzhou uses ICBC. Does ICBC offer free person to person transfers? - Do any of these banks allow me to transfer money for free from PayPal? Misc Questions - As a Zhejiang student NOT living in the dorms, am I able to use their address to open an account? Then just go in person to pick up mail at a campus office. - Does anyone have experience using WeChat wallet to pay rent? My landlord suggested this. - I had been using a Chase Sapphire, Marriott Rewards, and other credit card to collect points from all my purchases. Is there UnionPay credit card that has a similar benefit, or cash back greater than 1%? (I saw Discover is compatible with UnionPay and offers 1% back one everything) - Lastly, if anyone wants to get a poker game going let me know. I just watched Rounders last night