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Julia8

Bank transaction

Question

Hello everyone! Can someone tell me which bank of China has a low commission for a bank transaction?  I need to transact my money from international card to Chinese one. Can't link alipay with my current bank card. 

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Serious question, what is a "international card"? 

Are you trying to say you want to withdraw money from an ATM using your Visa/Master debit card? The rates are all relatively the same. I'd be more worried about your bank at home with extra fee charges.

If it's a large enough sum of cash and your online banking allows wire transfers, I would just wire myself the money for a flat fee. Your bank account in China would receive the money in that currency, then you just go into the bank, sign for it and have it converted to RMB. 

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10 hours ago, BluePasta said:

Serious question, what is a "international card"? 

Are you trying to say you want to withdraw money from an ATM using your Visa/Master debit card? The rates are all relatively the same. I'd be more worried about your bank at home with extra fee charges.

If it's a large enough sum of cash and your online banking allows wire transfers, I would just wire myself the money for a flat fee. Your bank account in China would receive the money in that currency, then you just go into the bank, sign for it and have it converted to RMB. 

Thanks for the advice. Yeah, I called the bank back in my country and their fee for transaction is really high. It's union pay card and I think I will get a bank account in Chinese bank. 

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